1. Introduction
This user agreement (the “Agreement”) governs your use of the services provided by Panacea WebSolutlons Pvt. Ltd. through the joharrummy.com website and associated software. By using any of the Services, you agree to the terms of this Agreement.
2. Agreement
You must read, understand, and agree to the terms and conditions of this Agreement before using the Services. Questions regarding the Agreement should be directed to joharrummy@gmail.com.
3. Ownership
The joharrummy.com website, its content, and all related rights are the exclusive property of Panacea WebSolutlons Pvt. Ltd.
4. Eligibility
Users must meet certain criteria to participate in the Services, including age and residency requirements, and must have a valid PAN number.
5. Description of Services
The Company offers online games of skill, intended for entertainment purposes only. A Service Charge may apply for Real Chip Games.
6. Your Account
Users must provide accurate information when creating an Account and must maintain the confidentiality of their account information.
7. Cash Balance
Users must maintain a Cash Balance to participate in Real Chip Games and are subject to the terms of Cash Credits and Cash Withdrawals.
8. Miscellaneous
Prohibited activities include money laundering, posting offensive content, and engaging in harmful behavior.
9. Game Rules
Users agree to abide by the Game Rules as published on the Site and accept the Company’s determinations of game results.
10. System Failures
The Company is not liable for losses due to technical failures or disruptions but will refund amounts for canceled games.
11. Intellectual Property
The Company owns all rights to the Services, Site, and Software, and users access User-generated Content at their own risk.
12. Breach and Consequences
The Company may take action in response to breaches of the Agreement or harmful behavior.
13. Limitation of Liability and Indemnity
The Company’s liability is limited, and users agree to indemnify the Company against claims related to their use of the Services.
14. Disclaimer
The Company disclaims liability for issues arising from game participation, third-party transactions, and User-generated Content.
15. Warranty
The Services, Site, and Software are provided “as is” without warranties of any kind.
16. Additional Charges
Users are responsible for any additional charges incurred during the purchase of Cash Credits and Cash Withdrawals.
17. Use of Services
The Services are for personal entertainment only, and commercial use is prohibited.
18. Collusion and Fraud Prevention
The Company takes steps to prevent unfair practices and retains the right to cancel games and accounts involved in such activities.
19. Refunds
Users can request refunds for erroneous Cash Credits within two weeks of the transaction.
20. Bonus Amounts
Bonus Amounts are credited at the Company’s discretion, and users have no automatic right to withdraw or refund these amounts.
21. Third Party Sites
The Company is not responsible for third-party websites or their content.
22. Governing Law
The Agreement is governed by the laws of India.
23. Jurisdiction
Disputes are subject to the jurisdiction of the courts at Delhi, New Delhi, India.
24. Disconnections
The Company is not liable for disconnections not due to the Company’s server crash.
25. Contact Us
For inquiries or issues, contact joharrummy@gmail.com.
26. Artificial Intelligence
AI is used to minimize losses during disconnections, but its accuracy is not guaranteed.
27. Accepting the Terms and Conditions
Users must read and abide by the Terms & Conditions of the Agreement.
28. Termination by User
Users can terminate their Account at any time by notifying the Company at joharrummy@gmail.com.